Oil Changes
A friend of mine tried to buy a used car out of the classified ads. He asked the seller if it was a good car. She replied, “Why yes, it’s …
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Stockpiling
My specialization is time management, not money management. But I do believe I can give you some good advice on the best stock to invest in. It’s the stockpile. Stockpiling …
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Benefits of Church Attendance
One of the number one excuses for not attending church is, “I just don’t have time for church. I can’t afford it. I have to work so much just to …
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Automobile Choices
Some time ago, I remember hearing an account of a woman who refused to bring neighborhood children to church any longer because she had purchased a new car and was …
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Tombstone with Dollar Signs
Have you ever seen a tombstone with dollar signs on it? No. And you probably never will, because when people leave this world they do not want to be remembered …
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Character Meals
A bachelor made it his practice to have a special breakfast every Saturday morning by dining on a meal he called “deluxe Italian cheese toast.” He found his warmed over …
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Extended Warranties
A Reader’s Digest cartoon pictured a man at a service counter being handed back an item he’d left to be repaired. The clerk says, “It was guaranteed for the life …
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Trading Time and Money
How do you get your money? For most of us, the answer is we get money by exchanging time, which we own, for money, which our employer owns. In other …
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Time is Life
Here’s a great money saving idea! Old telephone books make ideal personal address books. Simply cross out the names and addresses of the people you don’t know. Well, not every …
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Paper Plates
Phone rings Clerk: Employment office Lady: I need a job Clerk: All I have is a dishwasher for $1.20 per hour Lady: (insulted and angry) That’s absurd! No one works …
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Financial Software
One of the most time saving investments you can make is personal financial software. If you use it for nothing else, you should at least be using software for your …
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Creating Memories
What means more to a child, the things you give them or the time you spend with them? To answer that question I want to do a little experiment. Get …
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Time is Money
Ben Franklin said, “Time is money.” But exactly how much money is your time worth. It may be helpful to think of each hour or even each minute of your …
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How Much Stuff?
As we were riding to town recently, one of my younger children, who is learning his alphabet and likes to ask how things are spelled, said, “Daddy how do you …
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Investing in Tools
You know its time for a new car when the traffic reporters begin referring to you by name when discussing morning tie-ups, when the gas station attendant asks, “Can I …
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Price Matching
Did you hear about the shopper who was so meticulous she demanded a price check at the “Everything’s a Dollar” store? Sometimes it pays to be a careful shopper and …
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World’s Most Expensive Hotel
The world’s most expensive hotel room is the Imperial Suite at the President Wilson Hotel in Geneva, Switzerland. Its accessed by private elevator and takes up an entire hotel floor. …
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Total Cost of Luxury
Can you afford luxury? Maybe you’ve worked hard all your life and you’ve been able to accumulate some wealth. You’ve paid your tithe, made some offerings, and there’s still money …
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Careful with Money and Time
I once knew a man who was so careful with money when he talked on the telephone he would turn the lights out to save electricity. He reasoned that while …
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Fast, Cheap and Quality
Fast, cheap, and quality. Those are the three things we look for when we need a new product or service. The problem is we can’t get all three. We may …
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