Savers versus Spenders

“Why do some people handle money well while others do not?” If you had to boil it down to a one sentence, bottom line answer, it might go like this: “Some people handle money better than others because they see money as something to save, while others see money as something to spend.”

Those with poor financial disciplines can often trace their problems back to this one basic flaw. As soon as they have access to money, they habitually spend instead of save. The result is a life of reduced financial margin and increased financial pressures.

The same often holds true for managing time. When the boss tells a poor time manager he can go home two hours early, his first thought is to spend the bonus time on indulgence or amusement, leaving nothing to show at the end of the day.

A good time manager’s default setting is to invest the two hours in something that will matter. He realizes saving, not spending, is a better way to redeem the time.

Rick Grubbs is best known as the host of “Redeeming the Time,” a one-minute radio program featured on hundreds of radio outlets around the world. He has spoken thousands of times on Biblical time management in all 50 states and 26 other countries. He is the author of the book “Morning Momentum: God’s plan for launching an unstoppable day”. He and his wife Carrie live in Salisbury NC with several of their 12 children.

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